// Advisory Services — Riyadh, KSA & Global

Trusted counsel for
institutions navigating

AI, Risk & Governance

Leveraging 25 years of senior roles across KPMG, Saudi EXIM Bank, QNB, Tassnief, and EY — I provide authoritative, independent advisory that translates complex regulatory and AI frameworks into operational reality.

300+

Saudi Institutions
Advised

25+

Years of Global
Leadership

Q1

Published Research, AI Governance

8+

Years Deep-Rooted in
KSA

Advisory Practice Areas

Six specialist domains — each backed by hands-on execution experience at the Kingdom’s most critical financial institutions.

AI Governance & Responsible AI Frameworks

Designing board-level AI governance architectures that satisfy SAMA, CMA, and emerging IOSCO AI guidance — balancing innovation with regulatory accountability.

  • AI governance policy and framework design
  • Model risk management lifecycle (MRM) for AI/ML
  • Explainability (XAI) frameworks for regulator submissions
  • Board AI Committee charter and reporting structure
  • ISO 42001 readiness assessment and roadmap

Banks · Regulators · Fintechs

Credit Risk & IFRS 9 ECL Advisory

Deep technical expertise in Expected Credit Loss modelling — having reviewed and reperformed ECL calculations for 10 Saudi banks, 3 foreign branches, and 200+ corporates.

  • IFRS 9 model review, validation and reperformance
  • PD, LGD, EAD model development (PIT/TTC approaches)
  • Macroeconomic variable integration and forward-looking adjustment
  • Regulatory observation remediation (SAMA/CMA)
  • Platform review: OFSAA, Moody’s, SAS, Python/R

Banks · NBFCs · Corporates

Basel III / Capital & ICAAP Advisory

End-to-end advisory on capital adequacy, stress testing, and ICAAP — from framework design through regulator submission and audit support.

  • ICAAP design, documentation and SAMA submission support
  • Basel III capital charge calculation and reporting
  • Stress testing framework (macro, reverse, scenario)
  • Q17 Basel regulatory reporting (SAMA format)
  • CCAR / PRA Stress Test alignment for global banks

Saudi & GCC Banks

Enterprise Data Governance

Architecting data governance ecosystems that enable regulatory transparency, AI readiness, and strategic decision-making — aligned with DAMA DMBOK and Saudi data regulations.

  • Data governance framework and operating model design
  • PDPL (Saudi Personal Data Protection Law) readiness
  • Data quality framework and stewardship model
  • Chief Data Officer function setup and advisory
  • Metadata management and data lineage architecture

Banks · Government · Corporates

AI & Analytics Platform Strategy

Technology strategy for AI and risk analytics platforms — from vendor selection through implementation governance, tested on SAS, Moody’s, Python, and multi-cloud environments.

  • AI platform strategy and vendor selection (SAS, Moody’s, cloud-native)
  • Generative AI use-case assessment for banking functions
  • Multi-cloud AI architecture (AWS, GCP, Azure)
  • ML model deployment and MLOps governance
  • Quantum computing readiness assessment for finance

Banks · Fintechs · Technology Firms

Board & Executive Advisory (Retainer)

Ongoing strategic counsel to boards, CROs, CDOs, and CEOs navigating AI transformation, regulatory change, and digital risk — as a trusted independent voice.

  • Monthly board-level risk and AI briefings
  • CRO / CDO office strategic advisory retainer
  • Regulatory change horizon-scanning (SAMA, CMA, IOSCO)
  • Independent review of management submissions to regulators
  • Crisis support: regulatory inquiry, model failure, audit response

C-Suite · Board · Regulators

How We Work Together

Four engagement structures designed to fit your institution’s timeline, budget, and complexity.

01

Project-Based

Defined scope, fixed deliverables. Ideal for IFRS 9 reviews, framework builds, or gap assessments. Typically 4–16 weeks.

02

Retainer Advisory

Ongoing monthly access for board and C-suite. Strategic guidance, regulatory updates, and ad-hoc reviews. 6–12 month minimum.

03

Expert Review

Independent second opinion on models, frameworks, or regulatory submissions. Rapid turnaround (1–4 weeks). Frequently used before SAMA audits.

04

Interim Leadership

Acting CRO, Chief AI Officer, or Head of Model Risk during transitions or build phases. Available for 3–12 month assignments in KSA and GCC.

Advisory Practice Areas

Six specialist domains — each backed by hands-on execution experience at the Kingdom’s most critical financial institutions.

Saudi Commercial & Islamic Banks
Local and foreign branch banks requiring IFRS 9 assurance, Basel/ICAAP preparation, AI model governance, or independent board-level risk expertise before SAMA examinations.

Government & Sovereign Entities
PIF portfolio companies, development finance institutions, and sovereign funds building AI governance and risk frameworks aligned with Vision 2030 mandates.

Fintechs & Digital Banks
New entrants seeking to establish regulatory-ready AI and data governance from day one — avoiding the costly retrofitting that traditional banks face.

Professional Services & Law Firms
Big Four firms, boutique consultancies, and international law firms requiring a credentialed independent expert for model risk disputes, regulatory proceedings, or technical review mandates.

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